5. Driver/Vehicle Safety - 30 Points Max
Calculate all that apply for Driver/Vehicle Safety Score. Submit company policies to show driver program along with 1 redacted MVR from a company driver or a letter from your insurance company who performs this process for you.
A: Company Driver Policy and MVR Score
| New-Hire Training/Review for Drivers |
2 Points |
| Annual MVR Training/Review |
3 Points |
| Distracted Driver Prohibition |
2 Points |
| Telematics installed on vehicles for improved safety |
3 Points |
B: Vehicle Accident Rate (VAR)
To calculate VAR:
Include all at-fault incidents during the period of January 1, 2026 to September 30, 2026. Total Number of (At-Fault) Incidents Multiplied by 1,000,000 Divided by the Total Number of insured Vehicles* Multiplied by 30,000 = VAR
*Vehicles defined as motorized units, no trailers
| 0 - 1.0 |
20 Points |
| 1.1 - 2 |
12 Points |
| 2.1 - 3 |
10 Points |
| 3.1 - 4 |
8 Points |
| 4.1 - 5 |
6 Points |